Here's your chance to enjoy some coastal charm in Surf City, located only 3 miles from the sand! With three bedrooms, two well-appointed bathrooms, and a spacious bonus room, this home is well-designed and ideal for gatherings. Warm hardwood floors flow throughout the open living space. The inviting living room features a cozy fireplace, perfect for relaxing evenings. Adjacent to the living area, a versatile family room, that could also function as a guest area, offers additional living space. The main floor primary bedroom has been expanded, making it an ideal sanctuary. The home's nearly new air conditioning and central heating ensure year-round comfort, regardless of the season. For those who love to entertain, the updated and bright kitchen with island is perfectly situated. Multiple sliders lead to the huge backyard retreat with various zones to enjoy - a place to BBQ and watch TV, a picnic area to dine, a grassy area to play, a covered patio for shade, and plenty of room to garden. The detached garage is currently being used as a workout room and easily fits 2 cars and includes the ability to charge EV's. There is also a carport and room to park an additional car behind the garage plus gated access with a brand new motor. The alley behind the home has plenty of extra parking. The peacefulness of the hillside behind this property is one of the features that sets this home apart as well. With easy access to freeways, the beach, shopping, downtown and more, this home offers tremendous opportunity. You might even consider converting the private garage into an ADU for additional income and upside. Low tax rate, no HOA, no Mello Roos. FHA and VA offers welcome!