Welcome to this beautifully maintained 3-bedroom, 2.5-bath split-level home located in the highly sought-after California Tesoro tract of Rancho Santa Margarita! With just one low HOA of $87/month and low taxes, this home offers an incredible value with access to resort-style amenities including pools, parks, sports courts, and the exclusive RSM Beach Club Lagoon. Step through the charming covered front porch into a light and bright interior with soaring ceilings, plantation shutters, elegant 5” baseboards and crown molding, and two spacious living areas—perfect for entertaining or relaxing. The upper level features a cozy living room with a fireplace that opens to the well-appointed kitchen, complete with granite countertops, stainless steel appliances, a breakfast bar, and a walk-in pantry. The primary suite on this floor is a peaceful retreat with an ensuite bath and ample privacy. Downstairs, you’ll find a second expansive living area—ideal for a game room, office, or potential 4th bedroom—along with two additional bedrooms and a full bath, making it perfect for children or guests. Enjoy outdoor living in the tropical-inspired backyard, featuring mature trees, fruit trees (lemon and orange), a low-maintenance yard, and a durable Alumawood patio cover for year-round enjoyment. The home also includes a whole house fan for energy efficiency, a garage with built-in cabinets and overhead storage, and a water softening system with monthly service (ask for details regarding cost and transferability). Situated near award-winning schools, scenic trails, shopping, and dining—this lovingly cared-for home combines functionality, comfort, and style in one of RSM’s most desirable communities. Don’t miss your chance to call this gem your own!