NOW MORE AFFORDABLE THAN EVER! If you're pre-approved for $1.23M, you could own this stunning home with a REDUCED RATE as low as 5.99% (APR 6.421%)! Thanks to List & Lock(tm), the seller-paid rate buydown helps lower your interest rate and monthly payment. Welcome to your dream home in the very desirable Las Posas Estates, Camarillo! This breathtaking single-story retreat offers an elegant blend of modern upgrades and timeless charm. Step through grand double doors into a light-filled space where a serene, lush courtyard creates a peaceful atmosphere, bringing nature indoors. With 3 bedrooms and 3 baths, this home boasts luxury vinyl flooring, fresh paint, dual-pane windows, plantation shutters, and beautiful French doors. The remodeled primary suite is a sanctuary, featuring a soaking tub, a walk-in shower, and dual vanities. The formal living room with a cozy fireplace and the dining room with breathtaking ocean, island, and sunset views set the stage for unforgettable moments. The chef's kitchen is a showstopper with a 13-foot island, granite countertops, stainless-steel appliances, a built-in wine fridge, and a seamless flow into the family room, making it perfect for both everyday living and lavish entertaining. Four sets of French doors open to multiple outdoor spaces, creating the ultimate indoor-outdoor experience. The long private driveway enhances the sense of seclusion, while the expansive lot offers endless possibilities for customization, landscaping, or expansion. Enjoy country club living with nearby horse trails, two luxury golf courses, and stunning natural surroundings. This home also features a refurbished A/C and heating system, new ducting, recessed lighting, an upgraded electric panel, a double septic tank, a two-car garage, and a laundry room with ADU potential. The owned solar system keeps electric bills low, including for your EV charger! This is more than a home--it's a lifestyle. Don't miss this rare opportunity. Call today for a private tour and to find out more about the rate reduction benefits!