Welcome to the perfect blend of comfort, style, and flexibility in this beautifully maintained 2,342 sq ft tri-level townhome, built in 2019 and nestled in the highly sought-after Village of Montecito in Otay Ranch. Featuring 4 bedrooms, 3.5 bathrooms, and a spacious bonus loft, this home offers an ideal layout for growing families or remote professionals in need of extra space. The bright, open-concept main level boasts a modern kitchen with granite countertops, stainless steel appliances, and an oversized walk-in pantry—perfect for both daily living and entertaining. A convenient half bath and direct access to the attached two-car garage—with an EV charging system in place —add to the home’s thoughtful design and functionality. Upstairs, the second floor offers a spacious primary suite, two additional bedrooms, a full bath with dual sinks, and a dedicated laundry room. The third floor features a large bonus loft—ideal as a home office, playroom, or potential 5th bedroom—plus a private fourth bedroom with its own full bath, making it a perfect guest suite or retreat. As part of a vibrant community, you'll enjoy access to resort-style amenities including a pool, clubhouse, playgrounds, and scenic walking trails. If you're looking for comfort, space, and a strong sense of community—all just minutes from top-rated schools and beautiful parks—this home checks every box. This is the one you’ve been waiting for!