This turnkey Wateridge townhome is flooded in natural light and offers an array of upgrades that include a newly remodeled kitchen with Quartz countertops and dining counter along with a new steel dual basin sink, steel appliances including side-by-side counter depth refrigerator, custom recessed overhead kitchen lighting & under counter lighting, gorgeous flooring on the first two levels, brand new upgraded carpet upstairs, plantation shutters, custom hanging light fixtures, upgraded 6" baseboards, custom paint, ceiling fans, upgraded bath vanities and counters including new glass shower enclosure in the master bath, upgraded wardrobe doors, BRAND NEW heater and air-conditioning system and an attached over sized two-car garage. As an added bonus the washer and dryer are included. This home qualifies for a special loan program offering a 6.625% fixed rate with no points, no PMI and no income limits with a maximum loan amount of $806,000. Fixed rate of 6.375% available with 1 point cost. The Wateridge community provides an 86,000 square-foot recreation area in addition to sand volleyball courts, tennis courts, pool, three spas, a fitness trail and tot lot. Five minutes to UCSD and beaches.